Student Personal Property Insurance
Through our experience with Hurricane Katrina, we learned
how important it is to keep an accurate inventory of personal belongings and
ensure that property insurance covers all items. Please note: Tulane University is not responsible
for the loss of your personal property. If you cannot
replace it, we recommend that you leave it at home.
Make sure you take into account coverage for all of the belongings you will bring to your residence hall room over the course of the year:
• All shoes
and clothing—from underwear to overcoats
• All books and supplies
• Bicycles, skateboards, scooters
• Personal items such as alarm clocks, telephones, and cameras
• Backpacks, luggage, and storage containers
• Bedding and towels
• Computers and equipment
• ipods, stereo equipment, and CDs
• Musical instruments
• Televisions and DVDs
Below are two companies that specialize in personal property coverage for on-campus residents. You can also see if your family homeowner’s policy covers your belongings while you are living on campus.
College Student Insurance Company
http://www.collegestudentinsurance.com/
National Student Services Incorporated
http://nssinc.com/
Protecting your belongings from theft
Many thefts are preventable. If you calculate the money, time, and energy
required to report the theft, search for a replacement item and
install or set it up,
it’s well worth the effort to be super-vigilant about securing
your valuables.
We all know we can trust most people; all it takes is 1 person to destroy that trust. Here are some tips on how to protect your belongings in the residence hall.
1. Get into the habit of
locking your door every time you leave your room if
no one is inside. A thief needs just 30 seconds to walk away with your
purse, backpack, laptop, or jewelry.
2. Even if your roommate is inside, and you will be
gone for a shot time, take your room key with you. Your roommate might
need to leave and having your room key with you allows him or her to
secure the lock without locking you out
3. Talk with your roommate about keeping doors locked
at all times.
4. Do not prop your door open. If you live in a hall
with electronic room locks, your door is not locked if you don’t hear
the lock “click”.
5. Do not share your room or key or key code.
6. Get a laptop cable lock and lock it to your furniture.
7. Do not leave your laptop or backpack unattended
anywhere on campus—this includes the library, classrooms, Reily, or
Bruff.
8. Report lost or stolen keys to your RA or the front
desk of you hall immediately.
9. Keep your eyes open to any suspicious behavior or
people on your floor or building. If you see something that doesn’t
look right, call the front desk or Public Safety (x5200) immediately.
10. Lock your bicycle with a sturdy lock.
11. Keep money and passports out of sight and in a
secure location. Keep expensive jewelry and valuables at home.
12. Do not prop any exterior doors. This jeopardizes
the security of the entire building.